Jeff
Divers insurance?
Started by
raizyr
, Apr 21 2004 11:21 AM
59 replies to this topic
#46
HandyGeek
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Posted 05 January 2005 - 09:07 PM
OK, folks. I'm sold. It was mentioned in my NAUI class, but it didn't really hit home until reading this thread. I've signed up for DAN and the Master Insurance plan. I feel better now and I only had to spend $65 total - not bad at all considering all of the benefits.
Jeff
Jeff
#47
chinacat46
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Posted 05 January 2005 - 09:08 PM
Money very well spent. Don't leave home without it. 
#48
Marvel
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Posted 05 January 2005 - 09:19 PM
Heck, have it at home to- at least if you live where I do.....Money very well spent. Don't leave home without it.
Marvel
"I believe in Christianity as I believe that the sun has risen: not only because I see it, but because by it I see everything else." C. S. Lewis
"I believe in Christianity as I believe that the sun has risen: not only because I see it, but because by it I see everything else." C. S. Lewis
#49
chinacat46
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Posted 05 January 2005 - 09:43 PM
I never said anything about NOT having it at home just said not to leave it there.
#50
TheSassyRabbit
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Posted 06 January 2005 - 07:36 PM
Jeff-
That will be the best $65 you've ever spent if you actually need it. VERY Smart choice!
K
That will be the best $65 you've ever spent if you actually need it. VERY Smart choice!
K
#51
H2Oaddict
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Posted 17 January 2005 - 09:46 AM
FYI - there are other dive insurance companys jumping on the band wagon however - - none support or are interesed in continuing research. They just want your bucks. I'm sticking with DAN!!!!
I'm sticking with DAN!!!!
Happy Diving, LJMongy
#52
Sophia
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Posted 18 January 2005 - 08:27 AM
Plus, who is to say that the other companies will be recognized everywhere? You do not want to hear, "I've never heard of them. You pay us cash now, and get the money from your little insurance company later" in your time of need.
#53
Genesis
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Posted 25 January 2005 - 10:24 PM
Be very aware of the limits on various dive insurance policies.
Some, for example, are void if you spearfish. Now many people don't - but some do!
Some have depth limits. The time to argue about your "intended" depth for a given dive is NOT after an accident!
I've got DAN, even though I have some major issues with the governance of DAN and their "hide the ball" games in that regard. Nonetheless, their dive insurance is the clearest and has the fewest weasel-words in it - so that's what I buy.
If you need a chamber, and don't have it, you definitely won't like what that costs.
Some, for example, are void if you spearfish. Now many people don't - but some do!
Some have depth limits. The time to argue about your "intended" depth for a given dive is NOT after an accident!
I've got DAN, even though I have some major issues with the governance of DAN and their "hide the ball" games in that regard. Nonetheless, their dive insurance is the clearest and has the fewest weasel-words in it - so that's what I buy.
If you need a chamber, and don't have it, you definitely won't like what that costs.
#54
rkohler1
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Posted 14 February 2005 - 09:58 AM
DAN is the only dive insurance I will consider, and I cannot imagine diving without it. Very straight forward coverage, won't be leaving home without it.
Rick
Rick
Rick
USAF (Ret.)
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"We've got a blind date with Destiny - and it looks like she's ordered the lobster."
- The Shoveller (Mystery Men)
When in doubt, just call 1-800-829-0433
USAF (Ret.)
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"We've got a blind date with Destiny - and it looks like she's ordered the lobster."
- The Shoveller (Mystery Men)
When in doubt, just call 1-800-829-0433
#55
Kriterian
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Posted 21 April 2005 - 12:30 PM
I too support only Dan (especially since I work at Duke Univ.) and have the Master level insurance. For those that are considering other forms of dive insurance, here is a nice site I found from undercurrent.org that breaks down the main ones (DAN, Padi and two others I hadn't heard of):DAN is the only dive insurance I will consider, and I cannot imagine diving without it. Very straight forward coverage, won't be leaving home without it.
Rick
Doc Vikingo's "Are you diving naked?"
#56
steelemagnolia6
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Posted 21 April 2005 - 12:42 PM
I wouldn't get in the water without my divers insurance, the cost of the insurance is less then even 10 minutes in the chamber.....
Kay
Life is a matter of luck, and the odds in favor of success are in no way enhanced by extreme caution... Erich Topp WW II U Boat Commander
Life is a matter of luck, and the odds in favor of success are in no way enhanced by extreme caution... Erich Topp WW II U Boat Commander
#57
intotheblue
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Posted 21 April 2005 - 01:49 PM
Ditto what Genesis said... you may not intend to go deep, but why put that kind of limit on your insurance when you could need it most! Silly things happen... and when they do, DAN's the best at covering you. I used to have the AGENCY brand, but their limits were way too stringent! :mauswhip:Some, for example, are void if you spearfish.
Some have depth limits. The time to argue about your "intended" depth for a given dive is NOT after an accident!
Good'iving!
ITB...
"The most important thing is to never stop breathing"... ITB
Actually, the WORST day of diving is better than the BEST day at work...
and... my life is not measured by the number of breaths I take, but by the number of breaths I take UNDER WATER
"I see you are no stranger to pain." -- "I was married... TWICE!!!" HOT SHOTS, PART DEUX
Actually, the WORST day of diving is better than the BEST day at work...
and... my life is not measured by the number of breaths I take, but by the number of breaths I take UNDER WATER
"I see you are no stranger to pain." -- "I was married... TWICE!!!" HOT SHOTS, PART DEUX
#58
Perkolater
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Posted 24 June 2005 - 06:17 PM
You know, this place is getting expensive! 
I found this place a couple of days ago and first I bought a membership, then I decided to do Epcot, and now I bought the DAN Preferred plan. (wasn't sure which plan I would need, and for the difference in cost I decided to go with the Preferred).
The peace of mind is WELL worth the money.
I found this place a couple of days ago and first I bought a membership, then I decided to do Epcot, and now I bought the DAN Preferred plan. (wasn't sure which plan I would need, and for the difference in cost I decided to go with the Preferred).The peace of mind is WELL worth the money.
A good friend will come bail you out of jail...
A true friend will be sitting next to you saying, "Damn... that was fun!!"
A true friend will be sitting next to you saying, "Damn... that was fun!!"
#59
drdiver
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Posted 24 June 2005 - 06:20 PM
Arrggghh, lad, you should become an instructor--then you'll know what PAIN is.
There are old divers and there are bold divers, but there ain't no old, bold divers.
#60
CaptSaaz
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Posted 25 June 2005 - 07:02 AM
DAN all the way. Before I even did my first dive, my cousin's wife gave me a little story about what an evac and trip to the chamber did to their finances. I was signed up the next day.
We all must believe in something... I believe I'll have another beer
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