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Mammograms.. a bit serious


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#16 Divegirl412

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Posted 22 September 2010 - 12:06 AM

Thank you Rosa...that is the second similar opinion I've heard about them...I had been doing them so will schedule a real mammogram in October. I am self insured so very paranoid about being proactive...just wish I knew the other was a waste of money/time earlier.


And I challenge every woman on this site to get one in Oct if they have not gotten one this year already!


And I further challenge every woman on this site to do self exams every month. I'll be challenging myself in the process as I've relied too heavily on mammograms catching anything. Let's make this a cancer free zone!



Too true. YOUR breast exam every month (or even every few months) is usually more important than your doctor's annual exam. It is all about knowing what YOU feel like and catching persistent changes. Not the ones that come and go... especially related to your periods (can I say that on here lol), but the ones that persist. Only doing regular exams will make you comfortable with this.

#17 pmarie

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Posted 22 September 2010 - 07:31 AM

My comments to patients as far as the two year interval include....

"I am human, and make mistakes...if I miss something on your mammogram, do you want it to grow for one year or two before we find it"

"Your insurance only pays every other year? Hmmm, how much does it cost to do your nails, hair, go to dinner, shoes... (you get the picture). Cutting out one of those will help pay for your mammogram... especially with the October discounts. Whose life is it? Yours or your insurance company's?"

And my favorite, because we have gotten a bit paranoid about our breasts.... "You smoke and you are in my office crying about a cyst???!!!! When are you going to quit" That usually cuts through the crying and gets me a blank stare... "How do you know I smoke" "Duh, you reek!. Tobacco related illness kills more women than breast cancer." Moral of the story... get your mammograms, pay attention to your breast health, but don't go overboard and be overly dramatic or histrionic :wakawaka:


I am fortunate in that I can go and get my mammograms done relatively cheaply despite the insurance. Most of my care happens outside of my "coverage area" so I am used to out of pocket expenses. Plus the added benefit that I frequently volunteer t be a "Guinea Pig" for new machines that have been placed in facilities that I do business with. I completely agree with you Rosa; I see so many people that will pay to "look pretty" or for sports entertainment, but do not want to pay for anyone or anything that can save their lives. It always amazes me when I see a patient roll up in a brand new auto and then tell my staff that "I cannot afford my copay."


But you know what, that $700 charge sounds wrong. I would fight that if I were you. Whether performed at a hospital or not, breast ultrasound is an outpatient procedure. There may be some differences in price between the clinics and hospital (I work at both), but not to the tune of $700!!!!


Agree, and I did try to fight it with my insurance, but because I went through the "enrollment" procedures, I was checked in (had the ID bracelet and everything). Then discharged about 1.5 hours later. The enrollment process itself took at least 1/2 an hour. Horrible situation, and I complained to my Dr. who didn't do anything either. So, I found another place via a health fair at my workplace. Told one of the staff about my scenario and she gave me a card to a place that does mammos and ultrasounds all the time. In fact, once I had a mammo in a conference room at work via these people! They brought a portable device...how convenient!


Ultrasounds performed at facilities other than office tend to be 2-3 times more expensive that an office setting. If the balance due is applied to a deductible most places will not negotiate with you since that is dollars that would have been in the door; therefore they are wanting their money/dollars from you; hence paying the deductible.

If it is a "non-covered service" or self-pay you can try contacting the facility and see if they will negotiate the rate down. Most of the time if a facility is participating with Medicare they cannot reduce the price lower than the Medicare allowable rate. This is also the same for the physicians reading the images. Most of the time arrangements can be made. Some are more strict than others; but it does not hurt to try.

In my locale a service that we provide in the office is almost always 3 times cheaper than the Hospital setting; whether it is inpatient or outpatient. Insurances typically allow a higher rate of reimbursement to a Hospital than a physician office. A nuclear stress test in my office at it's highest cost is $1500.00 and at the local Hospital is can be as high as $6000.00. However; the hospital will accept an order for some diagnostic testing, including mammograms, and offer discounts, especially in October for mammos, at a much lower rate for self pay.

#18 WreckWench

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Posted 22 September 2010 - 08:30 AM

Thank you Marie...that info is very helpful...especially for those who do have to self-pay completely or have limited insurance.

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#19 scubajunkie6

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Posted 22 September 2010 - 09:41 AM

Thank you Marie...that info is very helpful...especially for those who do have to self-pay completely or have limited insurance.


:thankyou: Awesome information! This topic is important as it will allow me to keep diving! ;)

#20 Bubbles

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Posted 22 September 2010 - 03:46 PM

Thanks Rosa for posting this VERY important reminder. I just now scheduled my annual visit and mammogram.

Here's something to think about for those of you who do not have insurance coverage. Many healthcare facilities offer "specials" during the month of October with reduced rates for mammograms. I know that one of the hospitals within the healthcare system where I work is offering screenings for $100, and this included the radiologist fee.
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#21 Divegirl412

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Posted 22 September 2010 - 11:11 PM

My comments to patients as far as the two year interval include....

"I am human, and make mistakes...if I miss something on your mammogram, do you want it to grow for one year or two before we find it"

"Your insurance only pays every other year? Hmmm, how much does it cost to do your nails, hair, go to dinner, shoes... (you get the picture). Cutting out one of those will help pay for your mammogram... especially with the October discounts. Whose life is it? Yours or your insurance company's?"

And my favorite, because we have gotten a bit paranoid about our breasts.... "You smoke and you are in my office crying about a cyst???!!!! When are you going to quit" That usually cuts through the crying and gets me a blank stare... "How do you know I smoke" "Duh, you reek!. Tobacco related illness kills more women than breast cancer." Moral of the story... get your mammograms, pay attention to your breast health, but don't go overboard and be overly dramatic or histrionic :teeth:


I am fortunate in that I can go and get my mammograms done relatively cheaply despite the insurance. Most of my care happens outside of my "coverage area" so I am used to out of pocket expenses. Plus the added benefit that I frequently volunteer t be a "Guinea Pig" for new machines that have been placed in facilities that I do business with. I completely agree with you Rosa; I see so many people that will pay to "look pretty" or for sports entertainment, but do not want to pay for anyone or anything that can save their lives. It always amazes me when I see a patient roll up in a brand new auto and then tell my staff that "I cannot afford my copay."





Yeah, isn't that always amazing? I call it "the sense of entitlement". People feel entitled to health insurance etc etc. So when they don't have it for any reason, it does not even occur to some people to cut down on things that are not necessities to allow them to pay basic costs for healthcare. I hear it all the time.


But you know what, that $700 charge sounds wrong. I would fight that if I were you. Whether performed at a hospital or not, breast ultrasound is an outpatient procedure. There may be some differences in price between the clinics and hospital (I work at both), but not to the tune of $700!!!!


Agree, and I did try to fight it with my insurance, but because I went through the "enrollment" procedures, I was checked in (had the ID bracelet and everything). Then discharged about 1.5 hours later. The enrollment process itself took at least 1/2 an hour. Horrible situation, and I complained to my Dr. who didn't do anything either. So, I found another place via a health fair at my workplace. Told one of the staff about my scenario and she gave me a card to a place that does mammos and ultrasounds all the time. In fact, once I had a mammo in a conference room at work via these people! They brought a portable device...how convenient!


Ultrasounds performed at facilities other than office tend to be 2-3 times more expensive that an office setting. If the balance due is applied to a deductible most places will not negotiate with you since that is dollars that would have been in the door; therefore they are wanting their money/dollars from you; hence paying the deductible.

If it is a "non-covered service" or self-pay you can try contacting the facility and see if they will negotiate the rate down. Most of the time if a facility is participating with Medicare they cannot reduce the price lower than the Medicare allowable rate. This is also the same for the physicians reading the images. Most of the time arrangements can be made. Some are more strict than others; but it does not hurt to try.

In my locale a service that we provide in the office is almost always 3 times cheaper than the Hospital setting; whether it is inpatient or outpatient. Insurances typically allow a higher rate of reimbursement to a Hospital than a physician office. A nuclear stress test in my office at it's highest cost is $1500.00 and at the local Hospital is can be as high as $6000.00. However; the hospital will accept an order for some diagnostic testing, including mammograms, and offer discounts, especially in October for mammos, at a much lower rate for self pay.




That is definitely something I always point out...October is always available for uninsured or underinsured women to get their mammograms. And yes, there is definitely a price differential between hospital bills and clinics. I personally go to my clinics for any bloodwork if I can, rather than the hospital, because of that difference. There are many reasons for the difference in cost.. some valid, others not. I am surprised, though that the difference is as great as you describe, PMarie. I generally try to keep my nose out of the financial and billing side and concentrate on providing the best care that I can. And negotiating and asking for self pay discounts are all great ideas. Be aware that the rates charged for insurance bills are usually lower (yes, lower) than those charged for self-pay. Because the insurance company use volume to drive down pricing.. quite frankly sometimes to ridiculous, less than cost prices. But self-pay patients are charged the regular amount... unless they obtain the discount.

And just as a note.... I have received bills myself for various radiology procedures and looked at the breakdown. The radiologist's fee is usually the smallest part of the bill :P .

#22 pmarie

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Posted 23 September 2010 - 11:47 AM

That is definitely something I always point out...October is always available for uninsured or underinsured women to get their mammograms. And yes, there is definitely a price differential between hospital bills and clinics. I personally go to my clinics for any bloodwork if I can, rather than the hospital, because of that difference. There are many reasons for the difference in cost.. some valid, others not. I am surprised, though that the difference is as great as you describe, PMarie. I generally try to keep my nose out of the financial and billing side and concentrate on providing the best care that I can. And negotiating and asking for self pay discounts are all great ideas. Be aware that the rates charged for insurance bills are usually lower (yes, lower) than those charged for self-pay. Because the insurance company use volume to drive down pricing.. quite frankly sometimes to ridiculous, less than cost prices. But self-pay patients are charged the regular amount... unless they obtain the discount.

And just as a note.... I have received bills myself for various radiology procedures and looked at the breakdown. The radiologist's fee is usually the smallest part of the bill :teeth: .



The physicians fee schedules are typically waaay cheaper than the facility. I get pretty fired up when people say Physicians make "all this money" and have no clue of the sacrifices that have happened along the way; not to mention the financial investment to begin with. That being said....The price differentials are HUGE here in Florida. One insurer wanted their reimbursement to be 10 cents on the dollar for medical services rendered by a physician but were willing to pay 100% to the facility.

I still have not yet scheduled my mammo; but I will be doing that now since this posting has reminded me once again how serious this health issue is. Maximum Respect to you Rosa for reminding us all of this.

#23 Divegirl412

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Posted 23 September 2010 - 10:11 PM

That is definitely something I always point out...October is always available for uninsured or underinsured women to get their mammograms. And yes, there is definitely a price differential between hospital bills and clinics. I personally go to my clinics for any bloodwork if I can, rather than the hospital, because of that difference. There are many reasons for the difference in cost.. some valid, others not. I am surprised, though that the difference is as great as you describe, PMarie. I generally try to keep my nose out of the financial and billing side and concentrate on providing the best care that I can. And negotiating and asking for self pay discounts are all great ideas. Be aware that the rates charged for insurance bills are usually lower (yes, lower) than those charged for self-pay. Because the insurance company use volume to drive down pricing.. quite frankly sometimes to ridiculous, less than cost prices. But self-pay patients are charged the regular amount... unless they obtain the discount.

And just as a note.... I have received bills myself for various radiology procedures and looked at the breakdown. The radiologist's fee is usually the smallest part of the bill :P .



The physicians fee schedules are typically waaay cheaper than the facility. I get pretty fired up when people say Physicians make "all this money" and have no clue of the sacrifices that have happened along the way; not to mention the financial investment to begin with. That being said....The price differentials are HUGE here in Florida. One insurer wanted their reimbursement to be 10 cents on the dollar for medical services rendered by a physician but were willing to pay 100% to the facility.

I still have not yet scheduled my mammo; but I will be doing that now since this posting has reminded me once again how serious this health issue is. Maximum Respect to you Rosa for reminding us all of this.



And thanks for your great perspective. I will try to remember to post each year as a reminder. And don't forget to go to the link I provided in the first post for several helpful tools...




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