Greg can you post the full company name and ALL their contact info?
Also do they cover lost equipment such as losing it in the ocean or only to theft? And if they do cover lost equipment in the ocean were you supposed to file a police report on that as well?
What I find interesting in there advertizing they infer to the use of the word .loss..
Here is the letter
: NAMED INSURED: DAN Services – Gregory Geuss
POLICY NUMBER: XXXXXXXXX
INSURING COMPANY: Allianz Global Corporate & Specialty Insurance
DATE OF LOSS: 11/01/2012
CLAIM NUMBER: 80101684
We acknowledge receipt of your claim for the loss of your Hollis DG02 Dive Computer. We have completed our
investigation and evaluation of your claim and would like to explain our findings.
As stated in your claim submission, the loss of your Hollis DG02 Dive Computer was due to the equipment
entangling while descending. The equipment was never recovered from the water. According to your Divers
PAC policy, this specific loss would be excluded under your policy and the coverage provided by Allianz Global
Corporate & Specialty and DAN Services.
At this time, we direct your attention to your Divers PAC policy form, which states:
1. Property Insured
This policy insures Scuba and Camera Equipment as described in the Declarations to which this form is
5. Perils Excluded
This policy does not insure against:
a. Loss or damage which is due and confined to wear and tear, inherent vice, gradual deterioration,
corrosion, insects, vermin, freezing, extremes of temperature, mechanical or electrical breakdown or
failure, unless such damage is the result of other loss covered by this policy.
b. Loss or damage caused by or resulting from delay, loss of market, loss of use, interruption of business;
c. Unexplained loss, mysterious disappearance, or shortage disclosed upon taking inventory
d. ITEMS LOST WHILE IN YOUR CARE, CUSTODY AND CONTROL – WHILE IN USE BOTH IN
AND OUT OF THE WATER, DROPPED OVERBOARD OR SWEPT OVERBOARD
If you have further information that you wish us to consider or wish to discuss this claim, please feel free to
Krystal M. Cummins Jeffrey Flagel
Marine Claims Adjuster Marine Claims Supervisor
PH (636) 486-1268 PH (636) 486-1275
Fax (888) 857-7895 Jeffrey.Flagel@agcs.allianz.com