Kamala,
Is it better to use a credit card or cash & how much should I bring-Not familiar with this area.
Thx, Debra
Great question!
As many of you know I NEVER use credit cards on trips. First off I can never be sure it will work...with all the anti-fraud precautions that our cc companies employ these days that end up stopping GOOD transactions...who knows if it will work when you need it. (Several members had this problem in Bonaire this past week.) Secondly at least one person on many of our trips report back later that 'somehow' their card number was compromised and they have unauthorized transactions on their cards. Heck I've had that happen in the states so I never give someone overseas the chance.
Third...most of what you need cash for is minimal... tips, gifts, trinkets, alcohol. Ok the latter for some of you may not be minimal but you get the idea.
For the record I think its safe to allow Wakatobi to run your credit card but why take a chance if you don't have too. Nitrox is $200 and your tips will be 10-15% of your trip cost or $350-$500 for both resorts. So even if you travel with $1000 or so its still safer in my opinion than having your credit card stolen. Think of your credit limits and how long it might take to find out not to mention the hassle of changing your card with all the auto charges most of us have set up using our credit cards. (PLUS you often pay 5-7% of the transaction price for cc fees on top of what your credit card company charges you for international transactions. And traveler's checks are not much better...they are expensive and many places do not want to accept them. I personally hate accepting them as I'm sitting on about $400 in uncashable traverler's checks due to not being able to read the signature and they signed on the wrong line so the bank will not accept them.)
So if you MUST use a credit card then go and get a disposable or gift card type and use that. Even if its stolen they can only get the amount you put on it for the trip.
OR just carry the cash. When is the last time you heard anyone stealing someone's cash? I've never had anyone ever on our trips report that their cash was stolen...sadly I can not say the same for credit cards.
So everyone is free to make their own decisions but since you asked I thought I would share my opinion based upon all the trips I've run and my experiences. Kamala